The most important thing to becoming rich for you is to have a mindset to want to become rich. The reason I saythat is this, is because I wanted to become rich when I played Monopoly, that was, I was nine years old. The greatest formula for wealth is found on that board game. When I was nine years old my poor dad, the school teacher says, “Ah put that game away. Study, study, study! You're wasting your time playing Monopoly.”
想要富有，最重要的便是拥有渴望致富的心态。我之所以这么说，是因为还在我九岁玩“大富翁”的时候，就有这种渴望了。“大富翁”游戏让我找到了致富的秘诀。那时候，我那穷爸爸教书匠总跟我说：“把那玩意儿扔掉，给我好好学习！玩‘大富翁’简直就是浪费时间！”

And my rich dad said the formula, “You must open your mind and see the formula right on Monopoly.” He said, “It's right in front of you.” And I went, “What's the formula?” And finally I learned the formula is, four green houses, red hotel, four green houses, red hotel. Today I'm a rich man because all I ever did since the time I was 24 years old was buy four green houses, sell them all, buy a red hotel, four green houses, red hotel. It is not, that you have to go to school to become rich. Just play Monopoly; four green houses, red hotel. That's it.
而我的富爸爸则告诉我：“你必须放开眼界，找到游戏的秘诀。秘诀就近在眼前啊。”我问：“那秘诀是什么？”最后我发现秘诀就是——四栋绿房子、红色旅馆、四栋绿房子、红色旅馆。现在我成了有钱人，那是因为24岁以来我所做的就是——买四栋绿房子，全部售出再买一栋旅馆，如此重复。所以，事实并不是只有读书才能挣大钱。就按 “大富翁”游戏的秘诀也能做到，真的。

You must look at how people before you have become rich. Do not talk to poor people. Poor people will tell you, “Oh it's too risky. Don’t do that. Don't take risk. Save your money. Play it safe.” That is a poor person's mindset. You must have an open mindset, open. And if you have an open mindset you will learn from everything.If you have a closed mindset you will learn from nothing. So I think that is the most important thing.
你要学会观察别人是怎么致富的。别去问穷人，穷人问不起。“呀，那太冒险了吧，还是别做了。别浪费钱去干傻事儿，安稳点吧。“——这就是穷人的心态。而你得有一个开放的心态，要放开眼界。一旦你心态开阔，必将获益匪浅。要是你鼠目寸光，自然什么也得不到了。所以，我觉得开放的心态至关重要。

The difference between money and wealth
金钱与财富的区别

No, I don't have a salary. I only had a job four years in my life. I don’t want a salary. The middle class and poor, what they want is high income. They think they want money. But they have no wealth because they have no assets. You must know the difference between money and wealth but they're not the same same. Money will never make you rich. This makes you rich. I have large companies. I have lots of stocks. I trade options. I have real estate, that's what makes me rich. So the money just comes in whether I work or not.
其实，我并无薪水可领。我这辈子只干过四年正经工作。而且，我也不喜欢那种领薪水的生活。中产阶级和穷人渴望高薪优酬，他们自认为自己需要金钱；但因为没有资产，他们算不上富有。你得明白：金钱与财富并不是一回事。而且，金钱永远也不会让你变得富有——但资产可以。我拥有许多大企业，拥有无数股票，做期权交易。而且我还有房地产——这些让我富有。所以，不管我上不上班都能赚到钞票。

Bill Gates makes $500,000 a year. That's all. I make more than him. That's all he makes but he's worth 40 billion. I'm trying to tell you there is a very big difference between income, money and wealth. So I have spent my life buying assets, businesses, stocks, real estate, that’s what makes you rich, not a job. The reason the rich in America get richer is they pass this on to their kids. My poor dad always said, “High paying job, high paying job, high paying job.” And my rich dad said, “Assets, assets, assets.” That's the difference.
比尔·盖茨一年也不过赚500000美金，而我挣得比他还多。话说回来，他的身价却值400个亿。其实我想说的是，收入、金钱与财富有很大的区别。正因为如此，我才一辈子都在购置资产、股票、房产，因为这些能真正致富——工作不行。在美国，富人越富是因为富人将这个秘诀传给了后代。我的穷爸爸总说：“你得找个高薪的工作啊！”而我的富爸爸却告诉我：“你要学会资产买卖！”看，区别出来了吧？